Life insurance comes with a number of advantages. One of the biggest draws is being able to financial support your family members after you pass away. Most life insurance policies include a death benefit, which your beneficiaries receive after your death. That money can be used to cover funeral expenses, repay outstanding debts and replace lost income. More>>
Use paint, tape, glitter, and other fun accessories to create these easy designs. If you want to display a decorative pumpkin this Halloween but you lack carving skills (or patience) – don’t fret. You can still have the most festive Halloween pumpkin on the block without picking up a carving knife. More>>
New report from Life Happens highlights how the pandemic has prompted a shift in Americans’ financial knowledge and behaviors.
Two-thirds (67%) of Americans say that the pandemic has been a wake-up call for them to reevaluate their finances, according to a new study by Life Happens, a nonprofit dedicated to educating consumers about the importance of life insurance and other related products for sound financial planning. More>>
2020 has been a powerful reminder that we are all in this together, and our choices and actions have the power to protect the most vulnerable among us in a big way. The same holds true when it comes to breast cancer. By uniting as a community that recognizes the value of all women, we can work ToGetHer to make sure every woman has access to education, screening, treatment, support, and hope, regardless of her circumstances. More>>
Right now, I should be wandering the blood-soaked halls of a decrepit house. There should be a chainsaw-wielding clown waiting in the shadows. I should be struggling to see in the dark, about to suffer a mild panic attack when an air cannon shoots me in the face. Instead, I’m sitting on my couch alone, with no demented clowns in sight. While the holiday will certainly look different this year, it’s far from canceled. More>>
Clients’ trust in and satisfaction with their financial professional increases when both parties willingly broaden their conversations and engage in a more transparent, holistic approach to financial and future planning, according to a new study from AIG Life & Retirement and the MIT AgeLab. More>>
To purchase a life insurance policy, most people have to undergo extensive medical evaluations and health history checks. It’s a lot less risky for the insurance company to insure a healthy person than a sick one. However, you can get life insurance even with a history of health issues. Some policies, like guaranteed life insurance, cater specifically to individuals who have struggled to get traditional life insurance based on their risk factors. More>>
Did you know that autumn is derived from the French, which came from the Latin autumnus, the Roman name for this season. While Americans typically use the word “fall,” the British use the word “autumn,” though both terms date around the 16th century. Before these terms, the period was called “harvest.” How about the fact that since 1997, Autumn has been one of the top 100 names for girls in the United States. Or, has a movie with the title autumn won an Oscar? Find out which seasons have won and more interesting facts about Autumn>>
Covid-19 has hopefully provided you with a new perspective or reinforced what you already know…life happens! It is funny to me how I often hear “it won’t happen to me” or how “impossible” specific outcomes are only to see them happen regularly in our lives. The financial concept of “Family protection” fits perfectly into this box. If someone is married and has children, the family protection conversation is a must. You cannot make someone buy life insurance to protect their family, but I think it is an advisor’s responsibility to have the conversation. Term insurance is inexpensive, and the protection it provides is immense. This month I want to focus on actionable ideas as part of Life Insurance Awareness Month. More>>
Any time is a good time to lock in life insurance if you need it. And the pandemic and economic crisis have spurred an increase in life insurance shoppers, as people look to shore up their overall financial plans.
Whether the pandemic or other life events have brought you to the point of a life insurance purchase, here are top tips if you’re looking at term life insurance. More>>