Thanks! It has pockets! — Understanding the Needs of Our Insurance Clients

10 Aug
Guest contributor Courtney Kulp, ALMI, ACS, supervisor, sales development specialist at Crump Life Insurance Services.

How many times have we heard a woman receive a compliment on a piece of clothing she is wearing, and her response is, “Thanks! It has pockets!”? Not having pockets means that women are left scrambling to create a makeshift pocket out of another part of their clothing.

Insurance isn’t an industry where we can add pockets to our clients’ garments. But how many of our clients have a need that we don’t even know exists because we haven’t been faced with that need in our own lives? More>>

Is Disability Income Insurance Worth It?

8 Aug

You insure your most valuable assets like your home, your ca,r and your life. Most people would agree that they’re worth protection; however, disability income (DI) insurance is something people tend to be less certain about. They are not sure if they really need it, or if it’s worth the cost. So, is it? There is no cut-and-dried answer, but there are some strong arguments to be made in favor of DI.

What are the chances you will need it? More>>

COVID-19’s Ongoing Effect on Life Insurance Underwriting

3 Aug
Guest contributor Chris Cook, senior vice president, underwriting, at Crump Life Insurance Services.

Depending on what you read and who you follow, we are still in a pandemic phase or transitioning from the pandemic to the endemic phase of COVID-19. This has an ongoing impact on the life insurance industry. More>>

Three Reasons to Consider Life Insurance for College Students

1 Aug
College students are usually focused on getting to class, maintaining good grades and graduating on time. Student life insurance policies are an issue that they’re unlikely to contemplate.

But there are some circumstances when a college student should weigh buying life insurance. It can provide an extra layer of financial protection for a surviving family. More>>

8 State Parks That Are Even Better Than National Parks, Experts Say

29 Jul

If you’re saving up for an outdoor adventure, odds are you’ve been eyeing some of the iconic U.S. national parks for your next vacation. Yellowstone, Yosemite, or the Zion may be at the top of your list—they might have been on your bucket list since you were a kid, in fact. But what you may not realize is that the U.S. also offers some spectacular state parks, many of which could be even more worthwhile destinations for your next excursion. Read on to find out which state parks travel experts say are actually better than the big-name national parks. More>>

The Growing Trend of Crowdfunding a Funeral and Why It can be a Problem

25 Jul
From launching a business to covering pet bills, to helping out with a family member’s medical costs, crowdfunding has arrived in a big way. Crowdfunding is even being used to pay for funerals. GoFundMe, one of the largest and most popular fundraising sites, says that more than 125,000 memorial fundraisers are created on its site each year, with more than $330 million raised annually.

While crowdfunding has gained popularity, it isn’t a guarantee. Life insurance, however, can provide a guaranteed death benefit to your loved ones – and it can be more affordable than you may think. More>>

Shark Week Starts July 24

22 Jul
Shark Week is an annual, week-long TV programming block on the Discovery Channel, which features shark-based programming. Shark Week originally premiered on July 17, 1988. It was originally devoted to conservation efforts and correcting misconceptions about sharks. Over time, it grew in popularity and became a hit on the Discovery Channel. Watch, view the shark feed, see the schedule, and more!

Life by the Numbers:
Reaching Out to the Underserved

21 Jul
As the effect of the pandemic fades — with headlines focusing on rising inflation and interest rates — we must be careful not to lose sight of the importance of ensuring that all Americans have appropriate life insurance coverage. Today, while consumer awareness of and interest in life insurance remains high since the onset of the pandemic, according to the LIMRA and Life Happens 2022 Insurance Barometer Study, just half of American adults have any life insurance coverage, a notable decline from 63 percent just a decade ago. More>>