Do I Need Disability Insurance?

25 May

Your employer may offer disability insurance, but investigate its coverage limits and tax implications. So what would happen if they lost the ability to earn that paycheck tomorrow? What if an illness disrupted their ability to work for three months? What if a serious accident prevented them from ever working again? Would they be able to pay their mortgage? Would their kids still have a college savings account? Would they be able to retire? More>>

25 Summer Staycation Ideas to Enjoy at Home

22 May

If your upcoming getaway has been put on the back burner, there’s no need to let your dreams of a summer break float away. With a little creative thinking, there’s plenty of fun to be had by all the family without leaving the house. From alfresco home cinemas to garden glamping and backyard water parks, you won’t wish you were anywhere else with these magical staycation ideas. More>>

Disability Carriers Need to Brace for the Onslaught of COVID-19 Claims

20 May

As states across the country prepare to return to work, disability insurers should expect to see an increase of claims stemming from COVID-19. Many of these claims, however, will not be because the insured has COVID-19, but rather, due to the fear that the insured may get the virus if he or she returns to work. For many, an underlying medical condition such as diabetes or heart disease may increase concerns about their prognosis if they contract the virus once exposed to their work environment. More>>

Your Chance of Missing Work Due to Illness, Injury, or Pregnancy is Greater Than You Think

18 May

Nearly six percent of workers every year will experience a short-term disability due to illness, injury, or pregnancy. Three quarters of these claims last up to two and a half months, and the rest can last for up to six months or a year. How will you pay your bills if you aren’t earning an income during this time? More>>

25 Positive Home Changes That Will Stick After Coronavirus

15 May

Silver linings that will change our homes for good. With the arrival of coronavirus, life is very different now from what it was at the beginning of 2020. And while it’s a worrying time for everyone, it’s not all doom and gloom. For many of us, our homes and daily routines have altered drastically – in some cases for the better. Let’s take a look at the positive household changes that are here to stay long after lockdown has been lifted. More>>

Women & Life Insurance

13 May

Women today are more highly educated and financially empowered than ever before, but evidence suggests that their financial planning needs are not being met.

In broad terms, women are no different than men in terms of their financing planning needs, including risk protection, wealth management, retirement planning, and insurance. However, women face different risks and challenges than their male counterparts, which can have a significant impact on their ability to achieve financial planning goals. More>>

Disability Insurance Facts from LIMRA

12 May

During Disability Insurance Awareness Month, LIMRA joins the industry to remind Americans about the importance of having disability insurance coverage to protect their income if they become disabled and are unable to work. Here are some facts that highlight the importance of disability insurance coverage. More>>

10 Ways to Celebrate Mom

8 May

Mother’s Day is celebrated in countries around the world-and has ancient roots. In the United States this year, Mother’s Day is celebrated on May 10, 2020. Here are 10 ways to celebrate moms and motherhood – especially during these unusual times when many of us are quarantined at home. More>>