The Facts and Myths of Life Insurance

Over the past couple of decades, something alarming has been happening: The percentage of people signing up for life insurance is on the decline. Only 40% of adult Americans have life insurance. Of widows and widowers whose spouses died prematurely (between the ages of 30 and 55), only a quarter felt their spouses had adequate life insurance. Why are Americans failing to pick up coverage? It may be because they misunderstand the cost and benefits of it. More >>