Cost-of-living expenses are the must-haves: the recurring monthly costs that command a big percentage of your overall budget, such as housing, food, transportation, and utilities. And sometimes those expenses can be so overwhelming that you consider moving somewhere cheaper.
But before you do, take a good, hard look at the amount of money you spend on your rent or mortgage, car payment, insurance, food, and utilities. Surely, there’s some room for improvement. More>>