Five Reasons Why Americans Buy Annuities

21 Jun

A smart way to help protect your retirement portfolio is to be diversified. This gives you opportunities in retirement to take income from assets not affected by market fluctuations, protecting your overall retirement investments. And that’s one of the many benefits of diversifying your retirement portfolio with fixed annuity products. More>>

20 Funny Dad Quotes to Use This Father’s Day

18 Jun

Picking a day to celebrate dad wasn’t a straightforward journey, as the history of Father’s Day shows. But June 20, 2021, is the day set aside to show your father how much you appreciate him with a thoughtful or a sweet Father’s Day card. Of course, it can be hard to figure out what to write in a Father’s Day card. Take inspiration from some moving Father’s Day quotes, or get your dad chuckling with these hilarious quotes from your favorite dad comedians. When does a joke become a dad joke? As soon as it becomes apparent. More>>

Advisers Plan More Annuity Recommendations Amid the Pandemic

16 Jun

The past year provided some scares for people nearing retirement, and financial advisers are addressing concerns about future income in part with annuities, new data from InvestmentNews Research show.

It’s a product category that registered investment advisers shunned for years, but there are good reasons why they are increasingly receptive to annuities. The insurance products have become much more compatible with RIAs’ compensation models, and they can provide some financial security that their clients are seeking, panelists at the InvestmentNews Annuities in 2021 webcast said. More>>

Five Financial Planning Tips for LGBTQ+ Couples

14 Jun

June is Pride month. Here are some tips on planning for your future.

Sometimes the hardest commitment couples make is to join their finances. After all, money matters encompass a host of sensitive personal issues including values, goals and priorities, which is why it’s vital to be on the same page as your partner.

Many LGBTQ+ couples find themselves with an even more complex web as they navigate finances unique to their situation. More>>

40 of America’s Most Impressive Feats of Engineering

11 Jun

When engineers figured out how to force the Chicago River to flow in a different direction, that’s a feat. When they spanned the Pacific Ocean in San Francisco with the Golden Gate Bridge, that’s a feat. Or even when engineers carved precise measurements into hillsides with rudimentary tools—whether for a road or a monument—that’s a feat. Explore 40 of the most impressive engineering feats in American history. More>>

June is Annuity Awareness Month

9 Jun

Guest contributor: Brendan Connerton, serves as Director, Annuities at Crump Life Insurance Services.

Whether searching for yield for continued growth, locking in market gains, or planning for income in retirement, annuities have clients covered.

June is Annuity awareness month and a perfect time for you to have conversations with your clients around protection and guarantees for both accumulation and income. More>>

16 Commonly Misunderstood Insurance Words

7 Jun

Underwriting, premiums, contestability period—terms like these can make insurance words seem like a foreign language.

Fortunately, a good insurance professional can help you make sense of it all. So can the definitions below. We explained them in recognition of Financial Literacy Month. Read on to understand some commonly misunderstood insurance words. More>>

Is Your Body Language Over Zoom Sending the Wrong Signs?

2 Jun

For many, social interaction during the pandemic has been limited to video calls or other digital communications, making it difficult to read a room. Whether you’re on a conference call or doing a virtual happy hour, NBC News investigative and consumer correspondent Vicky Nguyen has some tips on how to decode body language for your next video call, no matter how many screen freezes or audio glitches get in the way. More>>

How Should I Manage My Disability Insurance Policy

31 May

It’s a good idea to review your disability insurance whenever you experience a big life change. That’s because the need to protect your future income stream becomes more urgent when new people depend on your earnings or you take on (or pay off) debt. Life changes that should trigger a disability insurance review include: More>>