Rethink disabilities.

16 May

May is Disability Insurance Awareness Month.

Chances are, if you live long enough, you will most likely experience a disability in your lifetime.
That’s why disability insurance is so important. It provides a portion of your income if you’re unable to work. In fact, you can also call it income insurance. More>>

Insurers, Distributors Keep Up Disability Insurance Awareness Fight

11 May

Life Happens and other groups are trying to remind consumers — and insurance agents, and retirement planners — that just about all positive financial decisions depend on a worker’s ability to earn a paycheck.

Life Happens is offering financial professionals and other campaign supporters access to a free package of education support materials, including flyers, brochures and social media-friendly graphics. More>>

7 Truths About Disability Insurance

9 May

May is Disability Insurance Awareness Month.

What’s your most valuable asset? You may say your home, your retirement fund or even your car. Or perhaps you’d say family, friends or health. You wouldn’t be wrong. However, we often overlook one essential asset—you and your ability to earn an income and take care of your family. Consider the following seven truths about protecting your income. More>>

When It Comes to Financial Literacy, Start Them Young

18 Apr

April is Financial Literacy Month, a time to raise awareness about financial education, especially in schools for children and teens. It’s an essential message for young people, and as a mom to two teenage girls, I can certainly attest to its importance. Here are a few key ways I’ve approached financial literacy with my kids. More>>

Are These Three Misconceptions Stopping You from Getting Life Insurance?

4 Apr

Guest contributor: Alex Helm, ACS, ALMI, FMLI, is regional director at Crump Life Insurance Services.

Did you know that life insurance may be the single greatest gift you can buy for your family? I emphasize buy because, of course, nothing can replace the gifts of time and love you already give them.

Let’s look at some of the misconceptions that may be stopping you from getting life insurance—or more of it, and why you’ll want to rethink them. More>>

Three Surprising Facts You May Not Know About Long-Term Care Insurance

15 Nov

Among the most heart-wrenching pictures during the first months of the pandemic were images of the impact it had on our most vulnerable populations: our elders. Birthday parties through windows, the isolation of lockdowns – many people wished they were living in their own homes with the freedom that brings. The problem is that many people don’t plan for care. If you don’t have a plan for what can happen if you need care, it can cause stress – to your finances, your health and your family relationships. More>>

Introducing New Content for Long-Term Care Insurance Awareness Month

3 Nov

November is Long-Term Care Insurance (LTCI) Awareness Month. While Life Happens does not oversee or coordinate this campaign, we think it’s important to support our members who work with this product. It’s a month when the industry comes together to share the message that getting long-term care insurance can cover the cost of care when you need it most. This guide provides strategies and tips you can use to participate in November’s Long-Term Care Insurance Awareness Month. More>>

Long Term Care Insurance 101

1 Nov

Did you know that neither your health insurance nor Medicare would pay for extended long-term care services in the event that you needed them in the future? If you develop a chronic illness or become disabled and can no longer care for yourself for an extended period of time, you’ll need long-term care services. Here are some answers to common questions about long-term care insurance to help you figure out if it’s right for you. More>>

Life Insurers Have Significant Opportunity with the Hispanic Community

6 Oct

While the Hispanic community is very diverse, comprising of heritages from across Latin America, Central and South America, and the Caribbean, they share common cultural values, especially around the importance of family. These values are reflected in their financial priorities and concerns.

In honor of Hispanic Heritage Month, LIMRA has collected 15 facts about Hispanic consumers and life insurance. More>>