Parenting is a challenging but rewarding journey for anyone embarking on the adventure. And the journey can be even more challenging when you are a single parent. This is especially true when it comes to making financial decisions.
Single parents often have unique questions when it comes to life insurance. Let’s look at some of the most common questions advisors hear from single parents. More>>
I couldn’t imagine a more perfect life for myself other than the life I was currently living.
I had traveled the world as a four-time Olympian. With my soulmate and husband by my side, I marveled at the wonders of life as we raised our three young children to be adventurous, courageous, and strong. I had started a successful career helping others protect their futures.
I couldn’t imagine how much my own life would soon change. More>>
Halloween is coming, which means the scary movie binges have commenced. Talking about the characters in scary movies may help you communicate with your clients about the value of life insurance. More>>
The Virgen family wasn’t convinced Teresa needed her own policy as a stay-at-home mom. It’s fortunate for their family that they changed their minds. Teresa died in a hit-and-run car accident, leaving the family to pick up the pieces, and her life insurance helped them do that. It has paid for bills while Nicolas was out of work for nearly two years recovering from his injuries and helped with kids’ college expenses. More>>
Life insurance coverage allows policyholders to take care of their loved ones financially after they pass away. Just as home and auto insurance provides peace of mind, life insurance allows policyholders to rest knowing that their beneficiaries will be more financially secure after their death. At times, life insurance policyholders may be interested in switching to a new insurance provider, potentially for a different type of policy or coverage amount. More>>
May is Disability Insurance Awareness Month.
What’s your most valuable asset? You may say your home, your retirement fund or even your car. Or perhaps you’d say family, friends or health. You wouldn’t be wrong. However, we often overlook one essential asset—you and your ability to earn an income and take care of your family. Consider the following seven truths about protecting your income. More>>
You have probably given estate planning a lot of thought. You might have created a will or living trust. Perhaps you’ve made an inventory of your possessions and outlined your accounts. But have you considered what happens to your digital life after you’ve passed? More>>
Life insurance is one way you can provide financial support for loved ones after you die. When you open a life insurance policy, you will pay a regular premium – often monthly or annually – in exchange for coverage. As long as your policy is active when you die, the insurance company will pay out a lump sum, also known as a death benefit, to the policy beneficiaries.
Even though many life insurance policies work the same way, each type has significant differences that further define how they work. These differences can include how long the coverage lasts, if the policy includes an investment component, and whether or not you can access funds before your death. Understanding these differences can help you select the best policy for your needs. More>>
You’re on your way home from the hospital with your newborn baby. He or she is sitting in the car seat, taking in the world for the first time. Meanwhile, you’re taking every precaution, making sure that the car seat is secure and your little one is buckled in snuggly before you pull out of the parking lot.
As a parent, your baby’s safety is your top priority. There’s another important consideration for new parents who want to help protect their newborn — life insurance. More>>