Kelly Rowland Shares Her Life Insurance “Why”

6 Sep

You may know Kelly Rowland as an award-winning singer, songwriter, producer and humanitarian. But she’s also a mom to two young boys, and this September, she’ll join us as the spokesperson for Life Insurance Awareness Month (LIAM), coordinated by Life Happens, to share the important message that life insurance is her way of saying to her sons, “I love you. I’ve got you, and I’m seeing to your future no matter what.”

Life Insurance Is About Protecting the Ones You Love. More>>

Life Insurance Is Only for Final Expenses

16 Aug

Life insurance is there to pay for funeral and burial costs, right?

Yes! That’s correct. And many Americans understand that. In fact, it’s the No. 1 reason people state for having life insurance, according to the 2021 Insurance Barometer Study by Life Happens and LIMRA. But that’s only part of the story. More>>

Help Protect Our Families

25 Feb

As we begin 2021, COVID-19 continues to take an unimaginable toll across America and around the world. The pandemic has heightened people’s anxieties around their physical, emotional, and financial health.

Even before the pandemic, LIMRA research revealed there were 30 million American families uninsured and 30 million more underinsured. The prospect of losing a loved one is more of a reality as over 400,000 families have lost a loved one to COVID-19 to date.

While our industry cannot prevent the human tragedy unfolding in our country, we have an opportunity and obligation to help more individuals, households, and businesses secure the financial protection they need. More>>

Life Insurance Death Benefits

19 Oct

Life insurance comes with a number of advantages. One of the biggest draws is being able to financial support your family members after you pass away. Most life insurance policies include a death benefit, which your beneficiaries receive after your death. That money can be used to cover funeral expenses, repay outstanding debts and replace lost income. More>>

Life Insurance Can Be the Key to Preserving Family Wealth

16 Sep

Guest contributor: Brandi Graver, CLU, is director, advanced sales and Lillian Vogl, JD, CFP, is director, advanced sales at Crump Life Insurance Services

What can people pass on to their loved ones if something were to happen to them suddenly? It depends on the day and, in some cases, the hour. Recent events have many clients concerned about the stability of their wealth, not only for their own benefit, but also for their legacy beneficiaries.

If you have clients who are concerned about what market volatility might mean for their loved ones, life insurance can provide peace of mind that generational wealth won’t get lost in the storms. More>>

Life Insurance Riders

20 Jul

A basic life insurance policy offers financial protection for your loved ones after you pass away. It can keep them from being burdened by your debt or the costs of your funeral. But sometimes you need more than just a basic policy.

If that’s the case, you can purchase a life insurance rider to add extra benefits to your life insurance policy. In this article, we’ll explain what a life insurance rider is, what types of riders you can get and whether or not they’re worth the extra cost. More>>

10 Things Life Insurance Beneficiaries Should Know

13 Jul

If you know you’re a beneficiary on a life insurance policy, you have protection for your financial future. Life insurance is often purchased to make sure that family members can pay bills, go to college or even support a family business if the insured person passes away. More>>