5 myths the Hispanic community has about life insurance

25 Sep
Six Hispanic women standing outside together celebrating one woman's pregnancy.

Insurance professional and Mexican American Monica Rangel works hard to educate the Hispanic community about life insurance.

The founder and CEO of Efficient Financial and Insurance Solutions in Brea, Calif., regularly helps members of her local community get life insurance coverage. Here are the biggest misconceptions she encounters from her Hispanic clients. More>>

4 times when term life insurance may be the answer

18 Sep
Close up of a man and woman touching their ring finger where their wedding rings are no longer displayed.

What is likely the most affordable and least complicated kind of life insurance protection you can get?
The answer is term life insurance. This kind of life insurance provides a death benefit for a specific period. Term life insurance doesn’t offer the features various types of permanent insurance, such as whole life or universal life insurance, offer. More>>

Celebrating 20 years, 20 moments of Life Insurance Awareness Month

11 Sep
The number 20 on a red background

Life Happens’ 20th annual Life Insurance Awareness Month (LIAM) is officially here! This September marks the 20th anniversary of our biggest campaign, and we’re celebrating all month long. Join us throughout September for 20 Years, 20 Moments, a calendar of events for each weekday during the month. More>>

Three reasons to consider life insurance for college students

28 Aug
young adult male walking out a door with a backpack on

College students are usually focused on getting to class, maintaining good grades and graduating on time. Student life insurance policies are an issue that they’re unlikely to contemplate.
But there are some circumstances when a college student should weigh buying life insurance. It can provide an extra layer of financial protection for a surviving family. Consider these situations. More>>

Four facts about getting disability insurance with a pre-existing condition

14 Aug
Business woman in a wheelchair talking on a phone while working on a laptop

We know that disability insurance is meant to provide coverage if you get sick or injured and can’t work. But what if you’re already sick or injured when you apply for disability insurance coverage? Can you still apply? And will it pay out when you need to file a disability claim?

A pre-existing condition refers to any medical condition you were already diagnosed with prior to applying for insurance coverage. Some common pre-existing conditions include diabetes, cancer, depression, asthma, HIV and epilepsy.

Here are four important facts about getting disability insurance with a pre-existing condition. More>>