Reality Check: You Can’t Get It When You Need It

21 Sep

Brooke Shields is right—you can’t get life insurance once you need it. This year, Brooke Shields is working with Life Happens to get the word out to the American public that there is no time to wait for people to protect their families with life insurance. Watch Brooke’s video>>

Staying Healthy

14 Sep

Brooke Shields returns as the spokesperson for September’s Life Insurance Awareness Month (LIAM) to emphasize the value of life insurance.

As a successful actor, dedicated mother, and champion of health and fitness, Brooke believes life insurance is an essential part of our overall financial health. As she says in the video, “We need to do everything we can to stay healthy—mind, body …and finances. So take that step now. Get life insurance. And once you do it, it’s done.” View Brooke’s video>>

The Time for Life Insurance is Now

7 Sep

Actress, model, and mom Brooke Shields is returning as this year’s spokesperson for Life Insurance Awareness Month. As we’ve come face-to-face with the reality that the unexpected can happen at any time, her advice rings true: “The time for you to get life insurance is now. It’s an easy step you can take today, from your home. Do it for you. Do it for your family.” Watch Brooke’s video>>

I’m Convincing my Fiancé to get Life Insurance Before our Wedding for Four Reasons

31 Aug

After my partner and I got engaged, we finally had some tough financial conversations that had been lingering between us for years. When we dated, we talked about our money situations quite a lot, but never from the perspective of how we’d one day blend our finances or plan for the future. More>>

Keep Your Life Insurance When You Retire

24 Aug

Do you need a life insurance policy in retirement? One school of thought says no. The kids are grown, and the need to financially insulate the household against the loss of a breadwinner has passed. If you are thinking about dropping your coverage for either or both of those reasons, you may also want to consider the excellent reasons to retain, obtain, or convert a life insurance policy after you retire. Take these factors into account and consult with your financial professional before making a decision. More>>

Tips to Prepare for the Life Insurance Medical Exam

17 Aug

The idea of setting up an appointment for a medical exam for the sake of applying for a life insurance policy probably doesn’t sound like a great time. But don’t let the process deter you. You won’t have to overhaul your entire lifestyle to “pass” the exam and get the best life insurance quote possible. A few minor tweaks in the weeks and days leading up to your exam can really pay off in the long run. Here’s how you can prepare for a life insurance medical exam. More>>

Universal Life Insurance

10 Aug

Life insurance is an important resource as you build out a long-term financial strategy for you and your family. It provides your family with a monetary death benefit in the event you pass away. With a universal life insurance policy, you make premium payments in exchange for a set death benefit. As you pay your premium over time, part of the money goes into an account that accumulates a cash value while earning interest. More>>

What Smokers Should Know About Buying Life Insurance

3 Aug

If you enjoy smoking, you probably know that it can impact your health. But did you know you will likely end up paying significantly more for life insurance if you smoke? Because life insurance is often an important part of a financial plan, it’s important to understand what to expect if you’re a smoker (or use other nicotine) and are shopping for coverage. More>>

Life Insurance Riders

20 Jul

A basic life insurance policy offers financial protection for your loved ones after you pass away. It can keep them from being burdened by your debt or the costs of your funeral. But sometimes you need more than just a basic policy.

If that’s the case, you can purchase a life insurance rider to add extra benefits to your life insurance policy. In this article, we’ll explain what a life insurance rider is, what types of riders you can get and whether or not they’re worth the extra cost. More>>

10 Things Life Insurance Beneficiaries Should Know

13 Jul

If you know you’re a beneficiary on a life insurance policy, you have protection for your financial future. Life insurance is often purchased to make sure that family members can pay bills, go to college or even support a family business if the insured person passes away. More>>