Category Archives: Consumer-Friendly

How Much Money Should be in Your Emergency Fund?

1 Mar

As the world is changing faster than ever, it’s crucial to establish emergency savings so you can be prepared for any financial changes as they come. Setting up an emergency fund is one of the best ways to start saving now.

How much is enough to have in savings? The general rule of thumb is to save three to six months’ worth of living expenses, but that guideline might not be possible or right for every family. Here are factors to consider when deciding how much money you should stash away:  More>>

Protecting the Future

22 Feb

A mutual friend with a new dog brought Stephen and Katie together. Stephen had headed to his friend’s house to meet the new furry member of the family, and when he got there, he saw Katie playing with dog in the backyard. “Katie was so outgoing,” says Stephen. “She was the nicest person you’ll ever meet.” That first meeting led to beach outings and concerts, and over time to getting married and thinking about starting a family. It was Katie who suggested they get life insurance. More>>

Protecting What Matters Most: Your Loved Ones

8 Feb

It’s Insure Your Love month. And what does that mean? Everyone wants the best for their family, whether that’s a spouse, children, aging parents, really anyone you need to take care of. And the numbers back that up: 81% of Americans believe their family is their most valuable asset, according to the new “Protecting What Matters Most Study,” by Edward Jones and Life Happens. And that’s where life insurance comes in. More>>

Insure Your Love: Why the Month of Love is a Perfect Time for Life Insurance

1 Feb

Valentine’s Day is just around the corner. Cue the frantic search for the perfect gift. Many will spend the weeks leading up to Valentine’s Day racking their brains and local department stores for a gift that tops last year’s prize, but could they be looking in the wrong places. This year, instead of defaulting to the old standbys -flowers and candy, try life insurance. More>>

10 Frequently Asked Questions About Life Insurance

25 Jan

Not many people are comfortable thinking about or planning for their deaths. Life insurance is the best way to handle the expenses surrounding death and the financial needs of those you leave behind. More>>

How the Pandemic has Affected Financial Planning

18 Jan

Many of us are feeling the effects of the COVID-19 global pandemic, especially when it comes to managing our finances. We recently surveyed hundreds of consumers about how COVID-19 has impacted their money. Nearly half of the respondents agreed that the pandemic has influenced the way they handle their finances and how they save for the future. More>>

What to Know About Life Insurance for Diabetics

11 Jan

Many people falsely believe that life insurance for diabetics doesn’t exist. In reality, there are quite a few life insurance options for the 34.2 million Americans who have diabetes. 

While diabetes remains a health challenge for many, it is still very possible to secure good life insurance as a diabetic. Here are some key things to know about getting life insurance if you have diabetes. More>>

Insurance New Year’s Resolutions

4 Jan

During this time of year, many people make New Year’s resolutions. Examples include eating healthier, losing weight, paying off debt, or finally starting that business you have been talking about for the past few years. One area of your finances where it makes sense to create some resolutions for the New Year is with your insurance coverage.

Here are five tips to help ensure that you have the right insurance coverage to fit your needs during the New Year and beyond. More>>

Money Moves You Will Be Thankful For

28 Dec

There is no time like the present to start improving your finances. “Procrastination is the No. 1 reason people fail in retirement,” says Luke Lloyd, wealth advisor and investment strategist with Strategic Wealth Partners in Independence, Ohio.

However, it’s not just your retirement that will benefit from being proactive about finances. You can save money on debt, eliminate headaches for your heirs and free up cash for the things you want by making the following 14 expert-backed money moves. More>>

‘I Sure Could Have Used Life Insurance’: 3 True Stories

21 Dec

Life insurance is one of those things—you don’t want to learn how important it is once it’s too late. But that doesn’t mean we know all the right things to do when it comes to getting a policy. Here, three LearnVesters share their stories about life insurance, and how it could have—or did—make all the difference. More>>