For Roselyn Sánchez, Life Insurance Was an Easy Decision

27 Jun
You may know Roselyn Sánchez as an actress, producer, proud Puerto Rican, wife, and mother of two. But she’s also a life insurance advocate, and this September, she’ll join us as the spokesperson for Life Insurance Awareness Month (LIAM), coordinated by Life Happens. She’s sharing the important message that getting life insurance is an easy decision to make for the ones you love.

In a sea of decisions, there’s one that’s easy: getting life insurance. More>>

Tips for Having Productive Family Conversations About Finances

20 Jun

Conversations about finances can be uncomfortable, even with the people who are close to us — like a spouse or partner, parents, siblings or children. But money and other financial matters are often tightly linked to your goals and dreams for all phases of life — and often deeply intertwined with family relationships — so being able to have an open dialogue is important. More>>

How Much Does a $50,000 Annuity Pay Per Month?

13 Jun

Annuities are an ideal option for investors seeking regular income in retirement. They pay out a fixed stream of payments on a monthly or annual basis that you can never outlive. Here’s how much you’d get per month if you invested $50,000. A financial advisor could help you put a retirement plan together for your goals and needs. More>>

Why Marriage Equality Matters to Me and to the Insurance Industry

8 Jun

Guest contributor Mike Rusk, senior vice president, internal sales, financial institutions channel at Crump Life Insurance Services.

June is Pride Month for the LGBTQ+ community. This year, I took time to be more reflective than in years past and thought about what Pride truly means to me. I am proud of the people who came before me who were brave enough to stand up against the injustices and inequities between the LGBTQ+ and heterosexual communities.

As a professional working in financial services, I also take pride in being part of an evolving industry, particularly a company that recognizes the value of diversity, equity, and inclusion across many aspects of our business. More>>

Insurance Considerations for the AAPI Community

30 May

The United States of America has a dynamic, diverse population. In fact, our diversity is part of what makes us a strong, vibrant nation. Included in our country’s unique culture are the Asian American and Pacific Islander (AAPI) communities. Here is a brief AAPI community introduction:

With hundreds of cultures and ethnicities included in this one designation, you can safely assume that while there may be intercultural similarities, there are also many differences. These differences complicate introducing AAPI concerns, goals and issues as singular or comprehensive—and insurance concerns and considerations are no different. More>>

Disability Income Insurance: How to Use It

23 May

It’s happened: You’re too injured or sick to work for the foreseeable future and you need to use your disability insurance. What do you do?

First of all, recognize that it’s a financially daunting situation, but not an unusual one. Consider your options. More>>

Rethink disabilities.

16 May

May is Disability Insurance Awareness Month.

Chances are, if you live long enough, you will most likely experience a disability in your lifetime.
That’s why disability insurance is so important. It provides a portion of your income if you’re unable to work. In fact, you can also call it income insurance. More>>

7 Truths About Disability Insurance

9 May

May is Disability Insurance Awareness Month.

What’s your most valuable asset? You may say your home, your retirement fund or even your car. Or perhaps you’d say family, friends or health. You wouldn’t be wrong. However, we often overlook one essential asset—you and your ability to earn an income and take care of your family. Consider the following seven truths about protecting your income. More>>

Here’s the Type of Insurance You’ll Need at Each Stage of Life, Experts Say

2 May
What type of insurance should you have at different stages of your life? When asked, financial advisors pointed to disability and life insurance as the most important kind of coverage at any stage, as they apply throughout our lives. In addition, advisors discussed often overlooked considerations for different points in your adult life. Here’s a look at some age-specific insurance advice, from your days at university to your golden years of retirement. More>>