Why Life Insurance Policies Aren’t Just For The Wealthy

13 Jan

Did you know that, according to Marshall & Swift/Boeckh, 75% of businesses are underinsured? Although most businesses know the value of having insurance to cover unexpected hazards or losses, the vast majority are still not sufficiently covered to provide an effective safety net. More >>

Paying off Debt with Whole Life Insurance

6 Jan

According to the Federal Reserve, consumer debt was approaching $14 trillion after the second quarter of 2019. And while that debt has, no doubt, financed some very fine lifestyles, it has also made it more difficult to save money. Take college loans, for example. Student loans look like a good deal to young folks just starting out, but there’s a lot of little “gotchas” that turn these non-conventional loans into a nightmare. More >>

What Single Parents Need to Consider about Life Insurance

30 Dec

If you’re a single parent, you know raising a child on your own is expensive. But imagine if something happens to you. How will those costs be covered for your kids? That’s where life insurance comes in. If one parent passes away in a two-parent household, the surviving parent will still be there to provide for the family. More >>

What You Need to Know About…The Medical Information Bureau

23 Dec

The Medical Information Bureau (MIB) maintains a database of confidential medical and non-medical (hazardous avocations, hobbies, and driving violations) information. The main function of the MIB is to provide the exchange of underwriting information among its members. More >>

Reasons for Caregivers to Purchase Life Insurance

16 Dec

There are 43 million, unpaid family caregivers in America and most of them don’t have life insurance. Unfortunately, if a caregiver suddenly passes away without insurance, the care they provide may be in jeopardy.  If you’re a caregiver, consider purchasing life insurance for three reasons. More >>

Term Life Insurance for Every Milestone

2 Dec

Life is full of milestones. Graduating college, getting married, buying a house, and starting a family are all momentous occasions. But what happens to those financial responsibilities if you pass away before they are taken care of? More >>

3 Things to Know About Long Term Care Insurance

25 Nov

According to the U.S. Department of Health and Human Services, someone turning age 65 today has almost a 70% chance of needing some type of long-term care services in their remaining years. And a long term care insurance policy can offer individuals both peace of mind and preserve their standard of living and independence. More >>