Life Insurance Can Be the Key to Preserving Family Wealth

16 Sep

Guest contributor: Brandi Graver, CLU, is director, advanced sales and Lillian Vogl, JD, CFP, is director, advanced sales at Crump Life Insurance Services

What can people pass on to their loved ones if something were to happen to them suddenly? It depends on the day and, in some cases, the hour. Recent events have many clients concerned about the stability of their wealth, not only for their own benefit, but also for their legacy beneficiaries.

If you have clients who are concerned about what market volatility might mean for their loved ones, life insurance can provide peace of mind that generational wealth won’t get lost in the storms. More>>

Don’t Forget Life Insurance During a Divorce

22 Jun

Divorce can be devastating. Even an amicable divorce can cause financial hardship when you consider the cost of establishing and maintaining two individual households. While there are a lot of moving parts during and after a divorce, life insurance tends to be an afterthought. More>>

12 Things You Didn’t Know About Annuities

11 Jun

Annuities are great tools for retirement planning, but they can be complicated, too. And the terminology can be confusing even when the underlying concept is simple. When it comes to this important piece of the retirement-security puzzle, how well do you understand annuities? More>>

Do I Need Disability Insurance?

25 May

Your employer may offer disability insurance, but investigate its coverage limits and tax implications. So what would happen if they lost the ability to earn that paycheck tomorrow? What if an illness disrupted their ability to work for three months? What if a serious accident prevented them from ever working again? Would they be able to pay their mortgage? Would their kids still have a college savings account? Would they be able to retire? More>>

Women & Life Insurance

13 May

Women today are more highly educated and financially empowered than ever before, but evidence suggests that their financial planning needs are not being met.

In broad terms, women are no different than men in terms of their financing planning needs, including risk protection, wealth management, retirement planning, and insurance. However, women face different risks and challenges than their male counterparts, which can have a significant impact on their ability to achieve financial planning goals. More>>

Changes To Social Security You Need To Know For 2020

11 Dec

Changes are to the Social Security Administration pension program are an annual event and 2020 is no different. Some changes are due to formulas, while others are part of the legislative framework underpinning Social Security. Here are six changes on the books for 2020. More >>

Retirees’ Top Financial Concerns All Revolve Around This 1 Thing

25 Mar

Though retirement is an exciting milestone to look forward to, the idea of it can be nerve-wracking. After all, there’s a host of financial unknowns associated with retirement, and living on a fixed income leaves many seniors struggling to make ends meet. More >>