Generation X – Crump Blog

9 tips for creating a home that is safe for aging in place

27 Feb

It’s never too early to start thinking about how your home can adapt to meet your changing needs over time, as well as what modifications might be required to make it safer, easier to use, and more accessible, says Melissa Birdsong, an interior designer and the board chairwoman of Raleigh Village East, a nonprofit organization focused on helping people age in place.

“Plan it, do it, and enjoy the benefits of a home that is easier to use now,” says Birdsong, 73. “And remember that you can make these changes and still maintain the style of your home. A safe home will increase its value and be more comfortable and more accessible for you, for other seniors who visit you, and for family members of all ages.” More>>

Study Finds Financial Insecurity Across Generations

6 Jul

If you have clients or prospects who cringe at the thought of discussing their life insurance needs, and instead want to talk only about putting together a bullet-proof financial plan, you may be interested in the findings from a new joint study by LIMRA and Life Happens. More>>

How to Pay for Long-Term Care When You Are Not in Perfect Health

22 Nov

A popular bit of advice is to purchase long-term care insurance in your 40s or 50s because you can get it when it is most affordable — and before you find yourself with health conditions that could leave you uninsurable. But what happens when you are diagnosed with an unexpected illness or become chronically ill at an early age — before you’ve had a chance to buy long-term care insurance? More>>

Why Would You Buy Long-Term Care Insurance

2 Nov

According to a study revised in 2016 by the Urban Institute and the U.S. Department of Health & Human Services, when you reach age 65 you will have about a 50 percent chance of developing a health issue or disability that will require some long-term care service. Life expectancy suggests you will live well into your 80s, so what will be your plan to address the costs and burdens of aging? More>>

Young People Driving Huge Life Insurance Application Gains: MIB

21 Oct

Are you taking hockey great Wayne Gretzky’s famous advice and ‘going where the market is going?’ See the latest stats about who is buying life insurance today. More>>

The Ultimate Guide to Sales Tips for Each Generation

15 Jul

Every fifteen to twenty or so years, a new generation emerges, and as the kids that compose it come of age, they generally catch some flak from their older counterparts. It’s almost like a rite of passage to take heat from your elders and give it right back to them — only to do the exact same thing they did once you’re their age. More >>

10 Ways to Engage Gen Xers

17 May

There’s a clear distinction among the messages that different generations like to hear, according to Angie Herbers, founder of Angie Herbers LLC. “Baby boomers like straight talk. Millennials like messages that make them feel in motion. Gen X like messages that give them meaning. More >>