How to Pay for Long-Term Care When You Are Not in Perfect Health

22 Nov

A popular bit of advice is to purchase long-term care insurance in your 40s or 50s because you can get it when it is most affordable — and before you find yourself with health conditions that could leave you uninsurable. But what happens when you are diagnosed with an unexpected illness or become chronically ill at an early age — before you’ve had a chance to buy long-term care insurance? More>>

Why Would You Buy Long-Term Care Insurance

2 Nov

According to a study revised in 2016 by the Urban Institute and the U.S. Department of Health & Human Services, when you reach age 65 you will have about a 50 percent chance of developing a health issue or disability that will require some long-term care service. Life expectancy suggests you will live well into your 80s, so what will be your plan to address the costs and burdens of aging? More>>

The Ultimate Guide to Sales Tips for Each Generation

15 Jul
Every fifteen to twenty or so years, a new generation emerges, and as the kids that compose it come of age, they generally catch some flak from their older counterparts. It’s almost like a rite of passage to take heat from your elders and give it right back to them — only to do the exact same thing they did once you’re their age. More >>

10 Ways to Engage Gen Xers

17 May

There’s a clear distinction among the messages that different generations like to hear, according to Angie Herbers, founder of Angie Herbers LLC. “Baby boomers like straight talk. Millennials like messages that make them feel in motion. Gen X like messages that give them meaning. More >>