Life insurance is one of those things—you don’t want to learn how important it is once it’s too late. But that doesn’t mean we know all the right things to do when it comes to getting a policy. Here, three LearnVesters share their stories about life insurance, and how it could have—or did—make all the difference. More>>
Thinking of purchasing new life insurance? Before you make a commitment, it’s important to understand how the annual premium for a policy is determined. Playing the biggest role in how much you’ll pay: how old you are. More>>
Life insurance comes with a number of advantages. One of the biggest draws is being able to financial support your family members after you pass away. Most life insurance policies include a death benefit, which your beneficiaries receive after your death. That money can be used to cover funeral expenses, repay outstanding debts and replace lost income. More>>
2020 has been a powerful reminder that we are all in this together, and our choices and actions have the power to protect the most vulnerable among us in a big way. The same holds true when it comes to breast cancer. By uniting as a community that recognizes the value of all women, we can work ToGetHer to make sure every woman has access to education, screening, treatment, support, and hope, regardless of her circumstances. More>>
After my partner and I got engaged, we finally had some tough financial conversations that had been lingering between us for years. When we dated, we talked about our money situations quite a lot, but never from the perspective of how we’d one day blend our finances or plan for the future. More>>
| Life insurance for children is not something parents typically think about. But according to Sid Halpern, founder and CEO of Halpern & Associates in Independence and Moreland Hills, and Lee Nathans, account executive at Call Insurance Agency in Columbus, a life insurance policy is a worthwhile investment. There are some very good reasons to consider insuring a child for his or her benefit, Halpern said. More>> |
If you know you’re a beneficiary on a life insurance policy, you have protection for your financial future. Life insurance is often purchased to make sure that family members can pay bills, go to college or even support a family business if the insured person passes away. More>>
When it comes to major life events, sometimes you have the luxury of planning things out in a very intentional way. But sometimes you don’t. That uncertainty puts a premium on keeping things up-to-date as part of your normal routine. With life insurance, that means ensuring that your coverage — both the amount and the type — reflect your current situation and wishes. What’s good today may not be tomorrow. More>>
Divorce can be devastating. Even an amicable divorce can cause financial hardship when you consider the cost of establishing and maintaining two individual households. While there are a lot of moving parts during and after a divorce, life insurance tends to be an afterthought. More>>
| A life insurance policy provides financial support to those who survive you after your death. A life insurance beneficiary is the person who receives the death benefit payout from your life insurance policy when you die. This payout can be used for costs associated with your death (like funeral arrangements and paying off hospital bills) so that your family and friends aren’t burdened with those. But it can also be used by your beneficiary to pay off mortgages, help with childcare, purchase a new house, etc. More>> |