Children’s Life Insurance Policies have Value

27 Jul
Life insurance for children is not something parents typically think about. But according to Sid Halpern, founder and CEO of Halpern & Associates in Independence and Moreland Hills, and Lee Nathans, account executive at Call Insurance Agency in Columbus, a life insurance policy is a worthwhile investment. There are some very good reasons to consider insuring a child for his or her benefit, Halpern said. More>>

10 Things Life Insurance Beneficiaries Should Know

13 Jul

If you know you’re a beneficiary on a life insurance policy, you have protection for your financial future. Life insurance is often purchased to make sure that family members can pay bills, go to college or even support a family business if the insured person passes away. More>>

Major Life Events and Life Insurance

6 Jul

When it comes to major life events, sometimes you have the luxury of planning things out in a very intentional way. But sometimes you don’t. That uncertainty puts a premium on keeping things up-to-date as part of your normal routine. With life insurance, that means ensuring that your coverage — both the amount and the type — reflect your current situation and wishes. What’s good today may not be tomorrow. More>>

Don’t Forget Life Insurance During a Divorce

22 Jun

Divorce can be devastating. Even an amicable divorce can cause financial hardship when you consider the cost of establishing and maintaining two individual households. While there are a lot of moving parts during and after a divorce, life insurance tends to be an afterthought. More>>

Choosing a Life Insurance Beneficiary

15 Jun
A life insurance policy provides financial support to those who survive you after your death. A life insurance beneficiary is the person who receives the death benefit payout from your life insurance policy when you die. This payout can be used for costs associated with your death (like funeral arrangements and paying off hospital bills) so that your family and friends aren’t burdened with those. But it can also be used by your beneficiary to pay off mortgages, help with childcare, purchase a new house, etc. More>>