Life Event – Crump Blog

Death of a spouse: 11 financial steps to take as soon as you can

29 May

As you navigate this difficult and uncertain time, it’s important to surround yourself with the right people. A spouse can be someone’s biggest source of emotional support, and you may need someone to provide that support where your spouse would have in the past.

During this time of tremendous grief and stress, it can be wise to remember to take care of yourself. While there will be a lot to manage during this time, getting the rest, good nutrition, and the other forms of self-care you need is important. More>>

Why is disability insurance important?

22 May

Many think their home or investment portfolio is their biggest asset. In reality, their earning potential is usually their most important asset.

Everything from paying your mortgage to saving for a child’s college education depends on your ability to earn money from your job. The lost income from a serious illness or injury that prevents you from working can be substantial. One of the best ways to protect your future earning potential and keep you and your family on solid financial ground is through a disability insurance policy. More>>

Life insurance for parents

17 Apr

You’re on your way home from the hospital with your newborn baby. He or she is sitting in the car seat, taking in the world for the first time. Meanwhile, you’re taking every precaution, making sure that the car seat is secure and your little one is buckled in snuggly before you pull out of the parking lot.

As a parent, your baby’s safety is your top priority. Another important consideration for new parents who want to help protect their newborn is life insurance. More>>

9 Smart Ways to Spend Your Tax Refund

4 Apr

Receiving a large tax refund can feel like you won the lottery. For many of us, it’s the biggest paycheck we receive all year. That’s a lot of “extra” money at our disposal.

Remember, however, that the money you got back was yours all along. You just gave Uncle Sam a year-long loan, and he didn’t have to pay any interest. Not a bad deal for him.

While you shouldn’t necessarily aim to get a large tax refund every year, here are some ideas on using Uncle Sam’s windfall. More>>

So, What Happens to Your Life Insurance After You Die?

20 Mar

Getting life insurance is a no-brainer, as it can provide your family and loved ones with crucial financial protection if you pass away. But how exactly does it work? And by that, we mean how does it “kick in” and provide the benefits once you die? Let’s explore this question and more. Learn more

What Scary Movie Characters Can Teach Clients About Life Insurance

26 Oct

Halloween is coming, which means the scary movie binges have commenced. Talking about the characters in scary movies may help you communicate with your clients about the value of life insurance. More>>

Policy Review: Make Sure Your Clients’ Life Insurance is Still Working for Them

14 Sep

Guest contributor Carma McCallie, JD, is vice president, advanced sales, at Crump Life Insurance Services.

Change is inevitable. Our clients’ lives are constantly changing, and as their financial professionals, we recognize that their financial needs and goals also change. By regularly reviewing their portfolios, we help to ensure that their asset mix matches where they currently are in life and where they plan to go. However, one vital component of their overall plan often gets overlooked in that review process — and that component is insurance. More>>

Category Archives: Life Event