Category Archives: Life Happens

5 Myths the Hispanic Community Has About Life Insurance

26 Sep
Insurance professional and Mexican American Monica Rangel works hard to educate the Hispanic community about life insurance.

The founder and CEO of Efficient Financial and Insurance Solutions in Brea, Calif., regularly helps members of her local community get life insurance coverage. Here are the biggest misconceptions she encounters from her Hispanic clients. More>>

Hispanic Heritage Month—and Beyond

15 Sep
We know that the need for life insurance continues to grow, according to the 2022 Insurance Barometer Study, by Life Happens and LIMRA.

In fact, 44% of Americans would feel financial hardship within six months if their household’s primary earner died, with one in 10 saying it would only be a week.
Our same survey also shows that the need for life insurance is heightened in certain communities, with the Hispanic community expressing the highest need: 51% say they need life insurance or more of it.

That is why, as we look toward the start of Hispanic Heritage Month on September 15, we are offering a full suite of resources in Spanish and English, in keeping with Life Happens’ ongoing commitment to reaching the Hispanic community. More>>

Still Watching Over Them

12 Sep

The Virgen family wasn’t convinced Teresa needed her own policy as a stay-at-home mom. It’s fortunate for their family that they changed their minds. Teresa died in a hit-and-run car accident, leaving the family to pick up the pieces, and her life insurance helped them do that. It has paid for bills while Nicolas was out of work for nearly two years recovering from his injuries and helped with kids’ college expenses. More>>

Life Insurance Awareness Month (2022)

7 Sep
Every September, the industry — led by Life Happens — comes together to sponsor Life Insurance Awareness Month. Check out the resources that provide insights about what’s impacting life insurance ownership in 2022 and the important role life insurance can play in providing financial security. More>>

Roselyn Sánchez x Life Happens

5 Sep
Life Happens is partnering with actress, producer, proud Puerto Rican, and mother Roselyn Sánchez for Life Insurance Awareness Month to share the message that getting life insurance is an easy decision to make for the ones you love. It’s affordable and protects your family financially. More>>

5 Questions Newlyweds Have About Life Insurance

29 Aug
Many exciting elements make up life as a newlywed, especially when you’re just coming off the thrill of a wedding and honeymoon. You may be looking forward to settling into a new routine, while simultaneously aware that there are certain plans you need to make together for the future.

Although it may not be the first thing on your mind as a newlywed, creating a strong financial plan for your future should be an important point on your to-do list. Moreover, your financial strategy needs to include planning for risk—and thinking about what could go wrong, even if it’s uncomfortable. Often, that means buying life insurance. More>>

Life by the Numbers:
Reaching Out to the Underserved

21 Jul
As the effect of the pandemic fades — with headlines focusing on rising inflation and interest rates — we must be careful not to lose sight of the importance of ensuring that all Americans have appropriate life insurance coverage. Today, while consumer awareness of and interest in life insurance remains high since the onset of the pandemic, according to the LIMRA and Life Happens 2022 Insurance Barometer Study, just half of American adults have any life insurance coverage, a notable decline from 63 percent just a decade ago. More>>

Study Finds Financial Insecurity Across Generations

6 Jul

If you have clients or prospects who cringe at the thought of discussing their life insurance needs, and instead want to talk only about putting together a bullet-proof financial plan, you may be interested in the findings from a new joint study by LIMRA and Life Happens. More>>

For Roselyn Sánchez, Life Insurance Was an Easy Decision

27 Jun
You may know Roselyn Sánchez as an actress, producer, proud Puerto Rican, wife, and mother of two. But she’s also a life insurance advocate, and this September, she’ll join us as the spokesperson for Life Insurance Awareness Month (LIAM), coordinated by Life Happens. She’s sharing the important message that getting life insurance is an easy decision to make for the ones you love.

In a sea of decisions, there’s one that’s easy: getting life insurance. More>>

Insurance Considerations for the AAPI Community

30 May

The United States of America has a dynamic, diverse population. In fact, our diversity is part of what makes us a strong, vibrant nation. Included in our country’s unique culture are the Asian American and Pacific Islander (AAPI) communities. Here is a brief AAPI community introduction:

With hundreds of cultures and ethnicities included in this one designation, you can safely assume that while there may be intercultural similarities, there are also many differences. These differences complicate introducing AAPI concerns, goals and issues as singular or comprehensive—and insurance concerns and considerations are no different. More>>