7 Ways LTCi Can Keep Your Client Out of The Nursing Home

17 Jun

Guest contributor: Rick Stewart is the Director, Long-Term Care Sales with Crump Life Insurance Services

Nursing homes have received a lot of attention recently, and not in a good way. According to analysis completed for the Foundation for Research on Equal Opportunity, 42% of all COVID-19 deaths are taking place in facilities that house 0.62% of the U.S. population. More>>

Does Medicare Pay For Long-Term Care? Don’t Make A Big Mistake!

2 Mar

Rusty had paid for a long-term care policy for many years. Then, one day, his daughter found a cancelation notice for nonpayment of premiums sitting on his desk. “Dad, why are you not paying the premiums for this policy?” “Because I have Medicare and my pipe trade’s policy. I don’t need that one.” “Dad, get out your checkbook. We’re going to the FedEx office and sending in the payment.” More >>

3 Things to Know About Long Term Care Insurance

25 Nov

According to the U.S. Department of Health and Human Services, someone turning age 65 today has almost a 70% chance of needing some type of long-term care services in their remaining years. And a long term care insurance policy can offer individuals both peace of mind and preserve their standard of living and independence. More >>

Retirees’ Top Financial Concerns All Revolve Around This 1 Thing

25 Mar

Though retirement is an exciting milestone to look forward to, the idea of it can be nerve-wracking. After all, there’s a host of financial unknowns associated with retirement, and living on a fixed income leaves many seniors struggling to make ends meet. More >>

Making Sense of Long-Term Care Planning

5 Dec

Our culture is in a bit of a conundrum. With the population growing older, an increasing number of clients require long-term care or are tending the needs of aging family members. Meeting needs in a manner that is comfortable for consumers can be challenging. What are the best words of advice for your clients? The answer is, that depends. More >>