8 Reasons the Single and Childless Need Life Insurance

11 Sep

Nearly every article or blog post you see about life insurance online includes photos of smiling families with young kids. And much of the time, life insurance calculations talk about providing for your family’s future. This can leave you with the impression that you don’t need life insurance if you’re single and childless. But that’s actually not the case. More >>

4 Smart Things Everyone Under 40 Should Do With Their Money

28 Aug

One of the most common misconceptions about money is that income is the biggest driver of wealth.

While of course income helps, in reality, the main determinant of wealth (or erosion of) is dictated by your spending habits, and many people fall into the habit of spending more as they earn more. More >>

Millennials Need to Protect Their Income

23 Aug

Millennials often get a bad reputation for being behind in their professional endeavors. A stagnant economy in the late 2000s led to many not starting their careers off on the right foot. But, with the economy recovering and the average millennials are now in their mid-to late-20s, this demographic is starting to settle into their profession and accelerate in their careers. More >>

5 Things Millennials Need to Know About Life Insurance

17 Jul

Being catapulted into the adult world is a shock to the system, regardless of how prepared you think you are. And these days, it’s more complicated than ever, with internet access and mobile devices being must-have utilities and navigating tax forms when they aren’t as “EZ” as they used to be. More >>

Think About Life Insurance Sooner Rather Than Later

5 Dec

Business conceptIf you’re in your 20s or 30s and are taking the time to read this article, you’re a forward-thinker.

According to the life insurance industry research group LIMRA, nearly 30 percent of millennials polled say that saving for a vacation is more important than purchasing life insurance. Read a quick glossary of words and overview of life insurance so you’re prepared when speaking to your advisor. More >>

3 Things You Need to Do When You Get Your First Job

21 Nov

112116firstjobCongratulations on landing your first job! Now that you’re earning a living, it’s time to be proactive in taking care of your insurance. A healthy insurance portfolio protects your most precious assets in the event of death, disability or illness. Read on to learn three essential ways to protect yourself and your loved ones. More >>

How to Target Millennials with Life Insurance Marketing

26 Oct

102616millennialsmarketingBy now, many agents and advisors have begun to see the value of multigenerational planning. When done well, working with younger generations of clients can be win-win for everyone involved. It offers advisors an opportunity to grow their businesses in a way that is poised to last for decades to come. By welcoming new, younger clients, advisors create sustainable growth and the chance to develop client relationships from the ground up. More >>

I’m Young and Healthy. Do I Need Life Insurance?

24 Oct

101416youngpeopleIf you’re young and healthy, the last thing you’re likely to think about is your own mortality. But there are plenty of good reasons to consider protecting your loved ones in case of calamity, says Lorne Marr, director of new business development at LSM Insurance. “Life insurance is the most unselfish purchase you can make because it’s not for you. That’s the challenge that a lot of people have to get through,” he says. “It’s not a car or a house; it’s not a piece of jewelry. But people have to realize there is good value in it.” More >>