6 Money Mistakes 20-Somethings Make – and What to Do About Them

11 Jul

07111620somethingsLife as a young adult may be wrinkle-free, but it isn’t always pretty.

The thing to remember is that time is on your side. This means you’re young enough to recover from even the most spectacular financial failures. On the flip side, making good, informed choices now can have a huge impact on your lifestyle in the decades ahead. More >>

Millennials: The Debt-Averse, Insurance-Buying Generation

29 Jun

062916millennialsBy 2017, millennials will have the most buying power of any generation. Still, with all that power, there are some things they won’t spring for— things such as pay television, cars and mass-market beer. One thing millennials will buy, however, is insurance products. More >>

5 Financial Mistakes Millennials Are Making

4 Jan

Even as the U.S. economy as a whole recovers from the Great Recession, Millennials continue to struggle with student debt and slow job growth. The lackluster economy and student debt aren’t the only things holding back Millennials from attaining financial independence and success. More >>

5 Reasons Millennials Aren’t Buying Insurance From Local Agents

21 Oct

millennials_localagentsThe purchasing habits of millennials are difficult to figure out, and as the largest generation in the U.S., your insurance business’ future depends on your ability to reach them. Revealed in a recent study commissioned by Effective Coverage and performed by ORC International, 18-29-year-olds are 50 percent less likely than their parents to purchase from local representatives. More >>

Are Your Financial Priorities Out of Sync?

17 Jul

071715financialprioritiesNone of us likes to think about death. But it happens, even to young people. What happens to your loved ones after your death (whenever that may be) depends on what you do today with your money: spend a few hundred dollars on an upgrade to a perfectly fine smartphone, or put a portion of that into life insurance to protect your family. If you were to die, would your family remember that phone? Or that they didn’t have to move from your home, your neighborhood or school? You have a choice. How do you want to be remembered? More >>

Cheese Should Be for Pizza: How to Market to Millennials

30 Oct

102814pizzaIn a perfect world, we would all understand each other, speak in a universal language or, at least, have a T.A.R.D.I.S. that gets into our brains and automatically translates all of the universe’s languages. It is a time machine and military vehicle shaped like a 1960s London police box from the Doctor Who TV series.) However, we don’t live in that world and we have to work on being understanding and trying to relate to one another on a daily basis. We have many things in common and other things that differentiate us, that make us who we are. More >>