How to Perform a Life Insurance Review

19 Jan

Are you sure your clients have adequate life insurance protection should the unexpected happen?

While many will regularly review their financial goals and investments, clients typically forget to update their life insurance coverage. Others often wrongly assume their current life insurance policies are sufficient and appropriate for all the stages in their lives.

But, as everyone knows, life happens, and new protection options change over time. Unless your client is a family member or close neighbor, there’s little chance you know everything that might’ve changed in their lives in the last year.

That’s why a periodic review of a client’s family and financial situation is so important to provide top-notch service and strengthen client relationships. More>>

Want to sound more confident? Avoid these 11 words and phrases that make you look ‘weak,’ say grammar experts

12 Jan

In such a competitive world, the last thing you need to do is undercut yourself. But that’s what a lot of us are doing when we communicate in ways that make us sound less confident, less determined, and less sure of ourselves.

But there’s an effective solution: Swap out weak words and phrases for ones that will make you come across as more professional and capable. More>>

22 Uses for Annuities in 2022

29 Dec

As we head toward 2022 and see more Americans reaching their mid- to late 60s, it is a great time to revisit how annuity products can be used to meet consumer financial challenges.

In anticipation of the new year, here are 22 ideas on how consumers can use annuity products to meet their growing financial needs. More>>

Keep Life Insurance Buyers Awake Now: Faisa Stafford

22 Dec

Faisa Stafford is the face of the life insurance community’s effort to help Americans deal with the possibility that they could die. As the CEO of Life Happens, she organizes national personal protection insurance literacy efforts. Stafford answers a set of questions, including what she suggests advisors do now or consider doing in the future about life insurance. More>>

Why You Should Play a Game That Imagines Your Company’s Demise

15 Dec

When it comes to running a successful business, games are not usually considered an important part of work. But they’re essential for any businesses that want to survive and thrive. Many established businesses can find it difficult to break from the old ways of doing things. But what happens when a crisis hits — a global pandemic or a startup disrupts their industry? Read on to find out how strategic games can help people — and companies — break out of ruts. More>>

Life Insurers: Lessons from The Past, Looking Toward The Future

8 Dec

Will the life insurance industry see a repeat of what happened after a historic pandemic swept the world about a century ago? As life insurers ride a wave of increased sales in the wake of COVID-19, one industry leader looked to the Spanish flu pandemic of 1918-19 and expressed his hope that a post-pandemic sales slump won’t be around the corner. COVID-19 made consumers more aware of their mortality and more aware of why they need life insurance. More>>

5 Ways to Increase Life Insurance Sales Over the Holidays

1 Dec

It’s the most wonderful time of the year in so many ways. And while many industries are experiencing their biggest sales season, it’s often not as holly-and-jolly of a time for some life insurance producers. Your clients and prospects are thinking about gifts and gatherings; the future beyond those special days isn’t on their radar. But there are some specific ways you can keep things rolling, hit your goals, and keep revenue up. Follow these tips to increase life insurance sales over the holiday season. More>>

Grateful

24 Nov

We are approaching Thanksgiving, and showing gratitude has been directly linked to increased happiness. Increased happiness has been linked to increased productivity. So be thankful that you opted for a sales career in financial services. Here are five reasons why you should be grateful: More>>