Workplace – Crump Blog

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26 Apr

Changing jobs? Here’s how to handle life insurance and disability insurance

24 Apr

Are you considering a new job opportunity? If so, you’re not alone. The average employee stays at a job for just over four years, so people of all ages will likely see a job change at least several times in their lifetime. Whether it’s a voluntary move, switching from full-time to part-time, or the result of a layoff, it’s a big event in your life that comes with financial consequences.

Have you considered what happens to the insurance coverage you enjoyed while at your job? Here are some of the most popular questions employees ask about these benefits and what to expect when you pursue your next opportunity. More>>

5 passive-aggressive phrases that ‘make people respect you less’: Public speaking expert

29 Mar

Passive-aggressive behavior isn’t always intentional. As a speech and communications expert, I’ve found that people who have these tendencies often just struggle with being honest about their emotions.

But when you send mixed messages by failing to be straightforward, problems and tensions can go unresolved, and people make assumptions about how you feel. It may even make people respect you less. More>>

Want to sound more confident? Avoid these 11 words and phrases that make you look ‘weak,’ say grammar experts

12 Jan

In such a competitive world, the last thing you need to do is undercut yourself. But that’s what a lot of us are doing when we communicate in ways that make us sound less confident, less determined, and less sure of ourselves.

But there’s an effective solution: Swap out weak words and phrases for ones that will make you come across as more professional and capable. More>>

Buying Life Insurance at Work

8 Nov

While many people think of health insurance as the main benefit they get through their employer, chances are you have many additional options available to you – including life insurance. When you’re starting a new job or going through your employer’s annual enrollment for benefits, it’s easy to get overwhelmed with so much information thrown your way.
Life insurance is an important part of how you protect your family’s finances if the unthinkable happens, but can be an overlooked option when enrolling for benefits at work. More>>

The Gender Divide

26 May

A MAN AND A WOMAN WALK INTO AN ADVISOR’S OFFICE …

No, it’s not the setup of a well-trodden joke. In fact, the difference in treatment that male and female clients receive is far from humorous.

While many financial advisors claim or even believe they treat all clients equally, regardless of their gender, studies show a significant difference in the way advisors work with men and women. The culprit for this inequitable treatment? Unconscious, or implicit, gender bias. More>>

14 Mistakes People Who Work from Home Often Make

28 Apr

Working from home can be remarkably liberating, as the flexibility allows for a better work-life balance. A bit of structure is all you need to get the most out of your time and maximize productivity. Let’s take a closer look at the most common mistakes people make when working from home so that you can establish better habits and reach your full potential. More>>

Emotional Intelligence in a Virtual World

17 Mar

Utilizing technology can increase your production by driving process efficiencies, eliminating time spent commuting and expanding boundaries to reach a wider clientele. However, how can you build a true client-advisor relationship when you may never meet clients face-to-face?

A recent MDRT survey revealed that 85% of Americans would be more likely to trust recommendations from human financial advisors if they demonstrate emotional intelligence (EI).1

Here’s how you can exhibit emotional intelligence — even through a computer screen — to effectively build trust. More>>

How to Maximize Tax Savings from Workplace Perks at Benefits Enrollment Time

9 Nov

Take a few minutes to review your workplace benefits for next year. Your household finances for 2021 could depend on it.

After one of the most difficult and financially stressful years for many Americans, digging back into the details of workplace benefits like health savings accounts, or HSAs, and flexible spending accounts (FSAs) is probably the last thing you want to do.

Overcome that fatigue and get to it. More>>

15 Reasons Why Clients Leave Their Agents or Advisors

5 Aug

Everyone loses clients. Since it’s a pretty safe bet everyone buys insurance or invests, it’s logical to assume they left to go someplace else. Your best prospects are someone else’s best clients. Unlike the business world, clients don’t put their agents or advisors on probation. They vote with their feet. Why? More>>