I help my clients understand the difference between financial planning and quality-of-life planning. I focus on dignity, not insurance products. Quality-of-life planning focuses on four key components. More>>
Full-time retirement is making a resurgence at an earlier age with one third (38%) of current U.S. pre-retirees[1] currently under age 54, and an estimated 11.5M households with breadwinners under age 55 saying they “Aspire to Retire by 55,” according to a new report by Hearts & Wallets, the research and benchmarking firm that specializes in how consumers save, invest and seek financial advice. More>>
Spring has arrived – which means it’s time to get your home in tip-top shape. A good, deep spring clean-up is a tradition that not only promotes wellness by keeping your environment clean and organized, it also helps carry the fresh-start feeling brought on by a new year well into the summer.
We’ve compiled some of the best DIY spring cleaning tips so you can declutter and deep clean your house to make it sparkle all year round. More>>
Guest contributor: Eileen Shovlin, regional director, sales, at Crump Life Insurance Services.
Many financial professionals don’t include long-term care insurance when tax planning with their clients. However, for clients in certain tax brackets, increased income to pay for extended care expenses could negatively impact their tax bill. More>>
To combat a negative social media campaign against the COVID-19 vaccination program, the American Council of Life Insurers (ACLI) is pushing the message: Getting a COVID-19 vaccine will have no bearing on whether a U.S. life insurance company will pay a policyholder’s life insurance claims. More>>
American Council of Life Insurers (ACLI) Senior Vice President, Policy Development Paul Graham issued the following statement on social media misinformation relating to COVID-19 vaccines:
“A social media post appears to be behind the spread of entirely false information, suggesting a COVID-19 vaccine could be a factor a life insurer considers in the claims-paying process.
“The fact is that life insurers do not consider whether or not a policyholder has received a COVID vaccine when deciding whether to pay a claim.” More>>
Spring is the most active time to be in the garden. Using all the pent-up energy we’ve accrued over winter, let’s head outdoors to clean out and prepare our garden beds, repair hardscaping, do a little pruning and moving, and start the growing season off right. Here are ten things you can do to launch the spring season successfully. More>>
Utilizing technology can increase your production by driving process efficiencies, eliminating time spent commuting and expanding boundaries to reach a wider clientele. However, how can you build a true client-advisor relationship when you may never meet clients face-to-face?
A recent MDRT survey revealed that 85% of Americans would be more likely to trust recommendations from human financial advisors if they demonstrate emotional intelligence (EI).1
Here’s how you can exhibit emotional intelligence — even through a computer screen — to effectively build trust. More>>
Why advisors should focus on this important client subset.
Women today are more highly educated and financially empowered than ever before, but evidence suggests that their financial planning needs are not being met. More>>
Many people wonder if single people need life insurance.
It’s easy to believe the answer is “no.” After all, the main purpose of life insurance is to provide cash to your family if you were to pass away. So, it seems logical to think you don’t need life insurance if a spouse or kids aren’t depending on your earnings.
However, there are definite times when single people need life insurance. Here are some of the most common reasons to consider life insurance if you’re flying solo. More>>