The ‘Why’ and ‘How’ of LinkedIn for Financial Advisors in 2021 and Beyond

10 Nov

LinkedIn has over 750 million users, with the vast majority of them being professionals, go-getters, decision-makers, CEOs and entrepreneurs. In North America alone, there are more than 4 million high-net-worth investors (HNWI) active on the platform. In a nutshell, LinkedIn users are prospects who could potentially benefit from the services of a financial advisor. More>>

Buying Life Insurance at Work

8 Nov

While many people think of health insurance as the main benefit they get through their employer, chances are you have many additional options available to you – including life insurance. When you’re starting a new job or going through your employer’s annual enrollment for benefits, it’s easy to get overwhelmed with so much information thrown your way.
Life insurance is an important part of how you protect your family’s finances if the unthinkable happens, but can be an overlooked option when enrolling for benefits at work. More>>

When Does the Time Change in 2021 and Other Fun Facts About Daylight Saving Time

5 Nov

Did you know not every state follows daylight saving time? Hawaii and most of Arizona opt out. Indiana did not observe DST until 2006. Because the state had two time zones, some of its counties changed their clocks in the fall and in the spring and some didn’t. Because time zones were difficult to keep track of, a bill was passed in 2005 to unify the practice throughout the state. More Fun Facts>>

Introducing New Content for Long-Term Care Insurance Awareness Month

3 Nov

November is Long-Term Care Insurance (LTCI) Awareness Month. While Life Happens does not oversee or coordinate this campaign, we think it’s important to support our members who work with this product. It’s a month when the industry comes together to share the message that getting long-term care insurance can cover the cost of care when you need it most. This guide provides strategies and tips you can use to participate in November’s Long-Term Care Insurance Awareness Month. More>>

Long Term Care Insurance 101

1 Nov

Did you know that neither your health insurance nor Medicare would pay for extended long-term care services in the event that you needed them in the future? If you develop a chronic illness or become disabled and can no longer care for yourself for an extended period of time, you’ll need long-term care services. Here are some answers to common questions about long-term care insurance to help you figure out if it’s right for you. More>>

Good News: You Don’t Have to Rake Your Leaves This Fall

29 Oct

Autumn is upon us, and that might mean the leaves in your yard are starting to change color and fall to the ground. But if you were planning to add raking the yard and bagging up leaves to your weekend to-do list, think again. Experts say raking and removing leaves can be worse for your yard – and for the planet, too. More>>

Life Insurance Is a Key Component of Middle-Income Families’ Financial Security

27 Oct

Middle income families recognize the importance of life insurance. According to the 2021 Insurance Barometer Study, conducted by LIMRA and Life Happens, 70% of middle-income consumers (household income $50,000 to $99,999) believe they need life insurance coverage and more than a third (34%) say they plan to purchase coverage in 2021. More>>

Life Insurance Facts We Wish We Learned in School

25 Oct

If you’re an adult, you can relate: there’s so much in life that we wish we learned in school, especially when it comes to money. Whether it’s managing a budget or saving for retirement, #adulting means we either figure things out on our own or call mom and dad (trust us on this: we’re never too old to ask our parents for advice).

Since we didn’t get these lessons in the classroom, here’s a crash course of topics we think should be taught in school along with reading, writing and arithmetic. More>>

29 Weird Phobias That Really Do Exist

22 Oct

Everyone’s afraid of something—or a lot of somethings. But fear isn’t the same thing as a true phobia. Avoiding the thing that scares you can also increase its power over you. “Avoidance strengthens anxiety and keeps it going, and that’s a recipe for phobia,” Wolitzky-Taylor says. Quite literally, we can be afraid of just about anything. Keep reading to learn about the weirdest phobias out there. More>>