The last thing you want to think about in your twenties is your own death. It’s difficult enough to juggle brunch plans, your love life and your micromanaging boss, let alone plan for what could happen to you decades from now. But life comes at you fast — and suddenly you’re 35, living with your partner and two gorgeous kids in the suburbs. OK, maybe you’re not quite there yet, but some version of adulthood is likely staring you in the face. More >>
Your home state could have the nation’s stupidest law. By the way: You’re probably breaking some of these right now. More >>
With robo-advisors now so easily available, client retention can be a battle. If you want to stay relevant, build long-term relationships and provide value that clients can’t find elsewhere, think about the three most important things to every client. It’s usually their health, wealth and kids. Take the time to create personalized resources that equip your clients to educate their children on financial best practices, and you’ll stand out from the crowd while also cultivating stronger client relationships. More >>
You’ve probably been told time and time again that you should have a life insurance policy, but if you’re like many consumers, you’ve been putting it off due to one key factor: money. It’s true that life insurance isn’t always cheap, but there are steps you can take to make it more affordable. More >>
No matter how tired you are on a Monday morning, you’ve got to admit—the first day of the week provides a refreshing opportunity to start anew. That feeling is particularly helpful when it comes to starting a diet, according to a University of Pennsylvania report. More >>
Advisor interest in the foreign national space is on the upswing. This is good news since it’s arguably the most lucrative market the life insurance industry. It’s also good news that more U.S. life carriers are comfortable with foreign national business and are actually welcoming it. More >>
When it comes to life insurance, signing up sooner rather than later is usually a good idea. The cost of life insurance typically only goes up as you get older, so I wanted to lock in the best possible rate in my 20s. While I didn’t have my family yet, I planned to have kids in the next few years and wanted to make sure they would be covered in case of a sudden loss of my income. More >>
If you see someone posting a funny image of a cat lounging with sunglasses and some funny text like “TFW you’re off of work for a long weekend,” know that it’s translating to “that feel/feeling when.” It’s most commonly used in association with visual images that represent how someone is feeling. More >>
You write a masterful email. The subject line is uber-clickable. Your greeting is friendly without being overly familiar. And then you get to your sign-off. “Thanks” is too generic, “Sincerely” is too formal, and “Cheers” seems tired. “Best regards” and “kind regards” are two of your best options for business email signatures, but it can be difficult to know how to use each correctly. More >>
Like annuities, the subject of life insurance tends to be one of the most controversial, hotly contested financial planning topics, often sparking debates bordering on fisticuffs between purveyors of policies, and those who eschew the juicy commissions such policies frequently pay. More >>