Life insurance for parents

17 Apr

You’re on your way home from the hospital with your newborn baby. He or she is sitting in the car seat, taking in the world for the first time. Meanwhile, you’re taking every precaution, making sure that the car seat is secure and your little one is buckled in snuggly before you pull out of the parking lot.

As a parent, your baby’s safety is your top priority. Another important consideration for new parents who want to help protect their newborn is life insurance. More>>

10 Things You’ll Regret Wasting Your Time on in 10 Years

14 Apr
In 10 years

If you are feeling overwhelmed by the constant pressures of life, it’s time to take a step back and realize that many of the things we stress about today won’t even matter in a decade. From material possessions to trivial arguments, we’ve rounded up ten things that you won’t care about in 10 years. More>>

The Rise of Field Underwriting: Ensuring a Successful Experience for You and Your Clients

12 Apr
The rise of field underwriting

Your client may be the picture of health, successful in business, and ready to buy a life insurance policy to protect their family’s wealth. But did you know that they smoke marijuana and enjoy skydiving? Not unless you ask them! Field underwriting at the outset of a potential transaction is the most critical stage in the process and determines success, failure, and pricing for your client. In this episode, Adrienne Wilson, Senior Underwriting Consultant at Crump, shares valuable insight on approaching sensitive topics for you and your clients upfront. More>>

4 Little-Known Painting Tricks That Will Change the Way We All Paint Rooms

7 Apr

There’s nothing nicer than making over a room, and it all starts with a fresh coat of paint. Changing a room’s color will alter its entire mood and give your home a burst of new energy.

But before you can bask in your new favorite color’s glow, you must paint the walls. And that can be a hassle. If you paint a room yourself, check out these super-simple but life-changing tips that will take the stress out of painting. And they don’t require any fancy equipment, either! More>>

New LIMRA Research Reveals Women Working with a Financial Professional Are More Confident and Prepared for Retirement

5 Apr
Woman working with a financial professional
Over the past decade, women have said their top financial concern is having enough money for a comfortable retirement. New LIMRA research suggests that those working with a financial professional are more likely than unadvised women to feel very prepared for retirement.

According to LIMRA’s new study, Impact of Financial Professionals on Retirement Security, 40% of women who work with a financial professional report that they feel very prepared for retirement, compared with just 27% of women who don’t work with one. More>>

9 Smart Ways to Spend Your Tax Refund

4 Apr
Tax time

Receiving a large tax refund can feel like you won the lottery. For many of us, it’s the biggest paycheck we receive all year. That’s a lot of “extra” money at our disposal.

Remember, however, that the money you got back was yours all along. You just gave Uncle Sam a year-long loan, and he didn’t have to pay any interest. Not a bad deal for him.

While you shouldn’t necessarily aim to get a large tax refund every year, here are some ideas on using Uncle Sam’s windfall. More>>

5 passive-aggressive phrases that ‘make people respect you less’: Public speaking expert

29 Mar
passive-aggressive behavior

Passive-aggressive behavior isn’t always intentional. As a speech and communications expert, I’ve found that people who have these tendencies often just struggle with being honest about their emotions.

But when you send mixed messages by failing to be straightforward, problems and tensions can go unresolved, and people make assumptions about how you feel. It may even make people respect you less. More>>

5 key things to know when you create a will and make other end-of-life plans

27 Mar
estate plan

Contemplating your own death may not be on the list of things you’re eager to do. Yet for your family or other loved ones who would find themselves trying to sort out your affairs while also dealing with the emotional fallout from losing you, you having a so-called estate plan is important, experts say. And this is the case whether you are wealthy or not. More>>